Aim and Scope
Financial Technology and Innovation (FinTech-I) is an international, peer-reviewed journal dedicated to advancing theoretical, empirical, methodological, and applied research at the intersection of finance, technology, and innovation. The journal provides a multidisciplinary forum for researchers, practitioners, financial institutions, technology providers, regulators, and policymakers to examine how emerging technologies are transforming financial services, markets, business models, regulatory practices, and consumer behaviour.
The journal seeks original contributions that offer clear scholarly, technological, managerial, economic, or policy value. Particular emphasis is placed on rigorous research addressing the design, development, adoption, evaluation, governance, and societal impact of financial technologies. FinTech-I welcomes quantitative, qualitative, computational, analytical, experimental, and mixed-method studies, as well as systematic reviews, conceptual frameworks, comparative studies, case-based research, and technically sound applications supported by transparent and reproducible methods.
The scope of the journal includes, but is not limited to:
Digital banking, mobile banking, challenger banks, and financial-service transformation
Digital payments, mobile wallets, instant-payment systems, cross-border payments, and payment infrastructure
Open banking, open finance, financial APIs, data portability, and platform ecosystems
Embedded finance, banking-as-a-service, platform-based finance, and innovative financial business models
Artificial intelligence, machine learning, generative AI, explainable AI, and intelligent decision support in finance
Financial data science, predictive analytics, business intelligence, alternative data, and financial forecasting
Fraud detection, anti-money-laundering systems, transaction monitoring, and financial-crime prevention
RegTech, SupTech, digital compliance, electronic know-your-customer systems, and regulatory innovation
Cybersecurity, digital identity, biometric authentication, privacy, data protection, and trust in financial platforms
Blockchain, distributed ledger technologies, smart contracts, tokenization, digital assets, and decentralized financial applications
Central bank digital currencies, stablecoins, and emerging forms of digital money
Digital lending, credit scoring, peer-to-peer finance, crowdfunding, and alternative financing
InsurTech, WealthTech, robo-advisory services, algorithmic trading, and technology-enabled capital markets
Mobile money, digital microfinance, financial inclusion, SME finance, and services for underserved communities
Sustainable FinTech, green finance, climate-related financial technologies, ESG analytics, and responsible investment
Consumer adoption, customer experience, digital financial literacy, financial well-being, and technology acceptance
Responsible AI, algorithmic fairness, transparency, accountability, and ethical governance in financial services
FinTech entrepreneurship, innovation ecosystems, institutional collaboration, and bank–FinTech partnerships
The effects of financial technologies on competition, performance, liquidity, stability, systemic risk, and economic development
Legal, regulatory, social, and public-policy implications of financial digital transformation
Submissions should demonstrate a direct and substantive connection to financial technology, financial innovation, or the digital transformation of financial services. Manuscripts focused primarily on general computing, artificial intelligence, marketing, transportation, healthcare, or business management without a clearly established financial-technology contribution fall outside the journal’s scope.