A Decision Support System for Credit Risk Assessment using Business Intelligence and Machine Learning Techniques

Khyati Chaudhary , Gopal Chaudhary

Credit risk assessment is a critical task for financial institutions to determine the creditworthiness of their potential customers. Business intelligence (BI) and machine learning (ML) techniques have gained popularity in recent years as effective tools for credit risk assessment. In this paper, we propose a decision support system (DSS) for credit risk assessment that integrates BI and ML techniques. The proposed DSS employs BI tools to extract and transform data from various sources, and ML techniques to analyze the data and generate predictive models for credit risk assessment. We evaluate the proposed DSS using a real-world dataset of a financial institution. The results show that the proposed DSS achieves a high level of accuracy in credit risk assessment. The results showed that the system was able to accurately predict credit risk, with an accuracy of 88%. The system also outperformed traditional credit scoring models, which highlights the potential of our system for credit risk assessment. The system provides decision-makers with actionable insights to make informed decisions, thereby reducing the risk of default and increasing the profitability of the financial institution.

Doi: https://doi.org/10.54216/AJBOR.100204

Vol. 10 Issue. 2 PP. 32-38, (2023)

A Comparative Analysis of Traditional Forecasting Methods and Machine Learning Techniques for Sales Prediction in E-commerce

Irina V. Pustokhina , Denis A. Pustokhin

This paper presents a comparative analysis of traditional forecasting methods and machine learning (ML) techniques for sales prediction in e-commerce.  We first review the literature on both traditional and ML methods for sales prediction in e-commerce, highlighting their strengths and weaknesses. The study uses a dataset of daily sales from an e-commerce retailer to conduct a comprehensive empirical study thar compares the performance of literature methods from both categories. The analysis considers different forecasting horizons and evaluates the accuracy of the predictions using various performance metrics, such as mean absolute error and mean squared error. The study finds that ML techniques generally outperform traditional methods, especially for longer forecasting horizons. However, some traditional methods, such as the Holt-Winters method, can also perform well under certain conditions. Our study provides insights into the relative strengths and weaknesses of traditional and ML methods for sales prediction in e-commerce and can guide practitioners in selecting appropriate methods for their specific requirements.

Doi: https://doi.org/10.54216/AJBOR.100205

Vol. 10 Issue. 2 PP. 39-51, (2023)

Assessment of the relationship between sustainability and resilience in supply chain management using α-D MCDM

Rehab Mohamed , Mahmoud Ismail

Several research on the topic of supply chain resilience and sustainability have been done in recent years. However, they make clear that there are various points of view when it comes to the sustainability-resilience relationship. To adapt supply chains (SC) to the needs of contemporary manufacturing processes, new trends and approaches in environmental protection and social welfare have been put into place. Even though sustainability and resilience have each been extensively examined separately, there aren't many concepts that combine them to determine supply chain performance. Therefore, this study is displaying the aspects of supply chain resilience and how it may affect sustainability triple bottom line. Moreover, this study presents an extension of analytic hierarchy process (AHP), α-Discounting multi-criteria decision-making (α-D MCDM) to evaluate the resilience aspects in more consistent manner. This study proposes an idea of utilization of α-D MCDM in different manner to solve several supply chain evaluation issues.  

Doi: https://doi.org/10.54216/AJBOR.100201

Vol. 10 Issue. 2 PP. 08-13, (2023)

Ranking Sustainable Technologies in Wave Energy: Multi-Criteria Decision-Making Approach under Neutrosophic Sets

Ahmed M. Ali , Ahmed Abdelmouty

While it is still in its infancy in comparison to other forms of renewable technology, there is a growing amount of interest and backing for wave energy as a potentially useful renewable resource that could replace a portion of the existing energy supply. In the context of sustainable development, the choice of technology represents a multi-criterion decision-making (MCDM) challenge that may affect the competitive advantages enjoyed by an organization or a nation. The purpose of this study is to evaluate the many wave energy technologies that are now in use as possible choices for green and sustainable technologies that may be used in the seas and oceans. However, requirements like ecological, financial, and technological factors that are based on the fundamental idea of sustainability calls for unclear or unreliable expert assessments that can be solved using single-valued neutrosophic sets (SVNSs). Because of this, the selection of sustainable wave energy technology requires the creation of a one-of-a-kind framework that can analyze both clear and ambiguous data simultaneously without sacrificing any of the information in either category. This study developed a framework that uses measurement alternatives and ranking based on compromise solution (MARCOS) within the context of SVNSs to assist decision-makers in the process of resolving real-time energy problems. An application of the process of selecting the wave energy technology is taken into consideration here as a means of illustrating how applicable the suggested framework is.

Doi: https://doi.org/10.54216/AJBOR.100202

Vol. 10 Issue. 2 PP. 14-22, (2023)

A Multi-Criteria Decision-Making Model Based on Bipolar Neutrosophic Sets for the Selection of Battery Electric Vehicles

Myvizhi M. , Samah I. Abdel Aal

In the current time, global warming has compelled the automotive vehicle tech sector to undertake a paradigm shift from internal combustion engines that are fueled by fossil fuels to electrical motors that are used for traction instead. It has become an important problem to evaluate BEV options in a thorough manner from the perspective of the consumer because of the recent fast expansion that the BEV industry has seen. This evaluation may be carried out by looking at the fundamental characteristics of every BEV. In addition, effective tools for making the correct choice on the purchase of a BEV are those that use multiple criteria decision making (MCDM). The selection process of BEVs involves vague and uncertainty problem, so that, this work aims to introduce a new multi-criteria decision-making model based on the neutrosophic sets and TOPSIS method to overcome this problem.  The results concluded that the proposed model could handle unclear information and uncertainty which exist usually in the sekection process and present an effective model to rank and select best BEVs.

Doi: https://doi.org/10.54216/AJBOR.100203

Vol. 10 Issue. 2 PP. 23-31, (2023)

Deep Multiple Instance Learning Approach for Classification in Clinical Decision Support Systems

Vani V. , Piyush Kumar Pareek